1. This gift entitles the bearer to a Marks and Spencer Gift Card. 2.Gift cards and e-gift cards can be redeemed at M&S stores in the United Kingdom, ROI and the Channel Islands. 3.They may be used to purchase goods of a higher price than the amount on the card, on payment of the difference. 4.Cannot be exchanged for cash or used to pay for M&S Bank services, products or outstanding card balances, made to measure shirts, personalised cards, M&S Energy, to buy another gift card, e-gift card, or to pay Clearpay instalments. 5.Cannot be used to pay for made-to-order curtains purchased online, but can be used to pay for made-to-order curtains purchased in store. 6.A maximum of ten gift cards or e-gift cards/voucher codes (or a combination of) can be redeemed in any one transaction online. 7.If any item purchased with a gift card or e-gift card is subsequently exchanged for an item of a lower price or refunded, any money owing will be added to the remaining balance on the card. 8.Gift cards and e-gift cards are valid for 48 months from the last transaction. 9.Should be treated as cash; they are not cheque guarantee, credit or charge cards. M&S will not accept liability for lost, stolen or damaged cards. 10.Gift cards and e-gift cards cannot be returned or refunded. 11. All retail gift cards are sent via email once purchase is made. 12. All retail gift cards are subject to a service charge of €2.49 per purchase.